Transportation Insurance in Ontario

Coverages designed to suit your company’s needs.

Transportation Insurance in Ontario

Transportation and logistics businesses face constant exposure on the road — from vehicle accidents to cargo damage and regulatory requirements. Our Transportation Insurance solutions are designed to protect trucking companies, delivery services, and fleet operators with coverage tailored to your operations, vehicles, and cargo.

As a local broker, we offer personalized service, access to exclusive insurance partners, and captive insurance programs for cost-effective risk management.

Key Coverages

Commercial Auto Liability

Covers bodily injury and property damage caused by insured vehicles.

Physical Damage Coverage

Protection for owned trucks, trailers, and equipment against collision and comprehensive losses.

Motor Truck Cargo Insurance

Covers loss or damage to cargo while in transit.

Fleet Insurance

Simplified coverage for multiple vehicles under one policy (5 minimum).

Non-Owned & Hired Auto Liability

Protection for leased, rented, or owner-operated vehicles.

Trailer Interchange Coverage

Covers damage to non-owned trailers under interchange agreements.

Umbrella / Excess Liability

Higher limits over CGL/Auto Liability policies.

General Liability Insurance

Protection for operations-related claims beyond vehicle use.

Cross-Border Trucking Coverage

Seamless protection for U.S. and Canadian routes.

Who It’s For

Local and Long-Haul CarriersFleet-Based Service BusinessesOwner-OperatorsFreight and Logistics CompaniesTrucking and Hauling Companies

Common Claims Scenarios

  • Collision involving a company truck resulting in third-party injuries (Auto Liability)
  • Cargo damaged due to sudden braking or load shift (Motor Truck Cargo)
  • Theft or vandalism of a parked vehicle or trailer (Physical Damage)
  • Damage to a non-owned trailer under an interchange agreement (Trailer Interchange)

Risk Management Tips

  • Maintain driver training and safety programs
  • Use driver logs, telematics, and regular vehicle inspections
  • Secure cargo properly and document load conditions
  • Verify certificates and contracts with owner-operators

What We’ll Need for a Quote

  • Vehicle list (units, VINs, values, radius of travel)
  • Driver information and loss history (typically 5 years)
  • Cargo types, limits required, and hauling radius
  • Required liability limits and certificates

Keep Your Business Moving with Confidence

Contact us for a fast, customized transportation insurance quote.

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Proudly Canadian Owned & Operated

Chambers Insurance Professionals Inc. is a Canadian owned, family run insurance brokerage.

Niagara — Fonthill

1502 Pelham St.
Fonthill, ON L0S 1E0

905-892-0094

Simcoe County — Midland

527 Elizabeth St.
Midland, ON L4R 2A2

705-712-3732

Office Hours

Monday–Friday: 8:30am–4:30pm
Saturday, Sunday: Closed
Holidays: Closed

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